States/Indiana/Security Deposit
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Indiana renter guide

Indiana Security Deposit Rules (2026)

Indiana Code chapter 32-31-3 uses a 45-day security-deposit framework. After termination and delivery of possession, the landlord generally returns the deposit less permitted deductions and sends an itemized notice; the landlord’s statutory liability does not begin until the tenant supplies a mailing address in writing.

Last reviewed: August 30, 20263 official sources cited
Return / itemization45 days

After termination of the rental agreement and delivery of possession, subject to the written-address rule.

Forwarding addressWritten

The landlord is not liable under the chapter until the tenant supplies a mailing address in writing.

DamageBeyond ordinary wear

Security-deposit deductions for physical damage exclude normal wear and tear.

UtilitiesMay be deducted

Unpaid utility or sewer charges the tenant is obligated to pay under the rental agreement may be applied.

What to preserve

  • Lease and deposit receipt.
  • Written forwarding address and delivery proof.
  • Date the rental agreement terminated.
  • Date possession/keys were delivered.
  • Move-in and move-out photos.
  • 45-day itemized notice and refund.
  • Repair estimates or invoices supporting claimed damage.

The written address matters

Indiana’s 45-day framework should not be calculated without checking whether and when the tenant gave the landlord a mailing address in writing.

Written forwarding address matters. Indiana’s 45-day framework should be checked together with termination, delivery of possession and the written mailing address. Educational information only.

Official sources

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