Oklahoma Security Deposit Rules (2026)

Oklahoma 41 O.S. § 115 requires damage or security deposits to be kept in an Oklahoma escrow account at a federally insured financial institution. If the landlord retains any portion, the balance must be returned within 45 days only after termination of tenancy, delivery of possession and written demand by the tenant.

Last reviewed: August 30, 20261 official source cited

Deposit storageOklahoma escrow account

At a federally insured financial institution.

Return period45 days

After termination, possession delivery and written tenant demand.

Demand deadline6 months

The statute contains a reversion rule if no written demand is made in that period.

If withholdingWritten itemization

For rent, damages or other legally allowable charges.

What to preserve

Lease and deposit receipt.
Tenancy termination date.
Date possession/keys were delivered.
Written demand and proof of delivery.
Written itemized statement.
Refund balance and mailing evidence.

Oklahoma is not “45 days from move-out”

The statutory 45-day language requires three conditions: tenancy termination, delivery of possession and written demand. Use the latest applicable event when reviewing the timeline.

Oklahoma has a three-part deadline trigger. Termination, delivery of possession and written demand all matter. Educational information only.

Official source

Oklahoma Legislature41 O.S. § 115 — Damage or security deposits ↗

Official Oklahoma Statutes, Title 41. Section 115 covers escrow, allowable deposit use, written itemization, the 45-day return rule, written demand and the six-month demand cutoff.

Related Oklahoma guides

45-Day Rule →Written Demand →6-Month Demand →Itemized Deductions →