States/New York
✓ Primary & official sources verified
New York renter billing guide

New York Rental Fees, Deposits & Electric Submetering

New York uses separate statewide source layers for application/late fees, residential security deposits and PSC-regulated electric submetering. Use RPL § 238-a for the covered fee categories, GOL § 7-108 for deposit questions, and Part 96 for covered residential electric submetering.

Keep the three frameworks separate: application/screening and late fees use § 238-a; deposit rules can depend on unit status under § 7-108; residential electric submetering depends on the property’s PSC authorization, Part 96 and HEFPA consumer protections.
Background + credit checksActual cost or $20

Whichever is less under the general § 238-a framework.

Rent late feeAfter 5 days

Max $50 or 5% of monthly rent, whichever is less.

General deposit cap1 month’s rent

Within the statutory scope and exceptions of GOL § 7-108.

Covered refund/itemization14 days

After vacating for covered units.

Electric submeteringPSC framework

Part 96 authorization, rate cap, notice, complaint and HEFPA rules.

Submeter billing records6 years

Part 96 retention condition.

New York charge guides

Each page below is tied to a specific New York source layer. The fee topic does not replace broker/listing-service rules, and the electric-submetering topic does not claim to govern every gas, water or direct-utility-account bill.

Important scope notes

For fees, identify whether the line is an application/screening charge, rent late fee or returned-payment charge before using § 238-a. For deposits, rent-regulated status and special housing categories can change the framework. For electric submetering, the building’s PSC case/order, rate-cap calculation, resident notices and complaint procedures matter.

Core official sources

New York State Senate — Open LegislationNew York General Obligations Law § 7-108 ↗

Primary law covering deposit limits, deductions, inspections and the 14-day return/itemization framework for covered dwelling units.

Office of the New York State Attorney GeneralResidential Tenants’ Rights Guide ↗

Official state consumer guidance explaining security deposits, non-regulated units, inspections and remedies.

New York State Senate — Open LegislationNew York Real Property Law § 238-a — Limitation on fees ↗

Primary statewide law limiting application/beginning-of-tenancy charges, background and credit check fees, residential late fees and specified dishonored-check charges.

Office of the New York State Attorney GeneralResidential Tenants’ Rights Guide — fees and late fees ↗

Official New York consumer guidance explaining the $20 credit/background-check cap and the five-day, $50-or-5%-of-rent late-fee rule.

New York State Department of Public Service16 NYCRR Part 96 — Residential Electric Submetering ↗

Official DPS publication of the residential electric submetering rules covering authorization, resident notices, rate caps, HEFPA protections, billing records, complaint procedures and meter requirements.

New York State Department of Public ServiceResidential Electric Submetering Complaint Form ↗

Official DPS complaint form directing residents to first contact the submeterer and providing a path for Department investigation when the issue is not resolved.

New York State Department of Public ServiceYour Rights as a Residential Gas, Electric or Steam Customer under HEFPA ↗

Official DPS overview of residential energy consumer protections and complaint rights under the Home Energy Fair Practices Act.

Educational information only. New York housing rules can depend on the exact charge, housing type, rent regulation, cooperative status, PSC authorization and other property-specific facts. Verify the applicable source before drawing a conclusion.