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Tennessee Rental Charges, Late Fees & Security Deposit Guide

Tennessee URLTA is county-specific. The Tennessee Attorney General currently lists 19 covered counties. Where URLTA applies, § 66-28-201 uses a five-day grace period and caps late-payment charges at 10% of rent past due; separate § 66-28-301 rules govern security-deposit accounts, inspections and damage-list procedures.

Deposit layer reviewed: August 30, 2026Late-fee layer reviewed: September 5, 2026Official coverage list: Tennessee Attorney General ↗Late-fee law text: § 66-28-201(d) ↗
AG-listed covered counties19
URLTA late-fee grace period5 days

Due date counts as day one; coverage must be established first.

Late-fee ceiling10% rent past due

Where URLTA applies.

Deposit accountDedicated

Where URLTA applies.

Check county first. Tennessee URLTA rules should not be applied to a rental without first establishing that the property is in a covered county and within the Act’s scope.

Tennessee county-aware guides

County Coverage

Tennessee URLTA applies only in covered counties; the Attorney General publishes the current county list.

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Security Deposit

County-aware Tennessee URLTA guide to deposit accounts, inspections, damage listings and refunds.

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Separate Account

Covered Tennessee landlords must hold security deposits in an account used only for that purpose.

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Move-Out Inspection

Tennessee URLTA gives covered tenants inspection rights and uses a detailed move-out damage-list procedure.

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Damage List

Covered Tennessee landlords can lose deposit-retention rights if account and damage-list requirements are not met.

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60-Day Refund Notice

Tennessee’s 60-day provision is a tenant-response period after refund notification, not a universal deposit return deadline.

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30/7-Day Damage Rule

Tennessee limits recovery of physical damage discovered after inspection to an earlier-of 30-day or 7-day window.

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Rent Late Fees

County-aware Tennessee URLTA late-fee guide covering the five-day grace period, Sunday/legal-holiday extension and 10% of rent-past-due ceiling under Tenn. Code § 66-28-201(d).

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Tennessee Rent Late Fee Rule →Check County Coverage →Late Fee Calculator →Check My Charges →

Official and current sources

Tennessee Attorney GeneralTennessee Consumer Laws — Uniform Residential Landlord and Tenant Act ↗

Current official Attorney General page listing the counties where Tennessee URLTA applies.

Tennessee General AssemblyTennessee General Assembly — § 66-28-201(d) amendment text ↗

Official legislative record reproducing the five-day grace-period and 10%-of-rent-past-due language enacted into § 66-28-201(d).

Current Tennessee Code reproductionTenn. Code § 66-28-201 — Terms and conditions ↗

Current-code cross-check for the URLTA late-fee rule: five-day grace period, due date included, Sunday/legal-holiday extension and a maximum of 10% of rent past due. Apply only after confirming URLTA coverage.

Tennessee Code reproductionTenn. Code § 66-28-301 — Security deposits (current code cross-check) ↗

Current-code cross-check for the detailed inspection, damage-list, refund-notification and late-discovered-damage procedures; read together with official Tennessee sources.